How It Works

When you face foreclosure, many enterprises want to buy your house and make a profit at your expense. We are different.
We want you to stay!

Our Solutions to STOP Foreclosure

FC Help offers two main programs. Both keep you in your home. Contact us today so we can discuss which of the following solutions is best in your situation:

Solution 1: Loan Refinancing

A solution if your home has equity

We may be able to refinance your loan even if you have been turned down by others. We review situations based on individual circumstances, case by case. Even if you have a low credit score or can’t qualify for loans with any other lender, we may be able to refinance you through our mortgage company, Gregory Funding. We are lenders, not loan brokers (click here to learn how loan brokers work). We do not need to find a lender to fund your loan since we use our own funds and can be flexible in structuring your loan.

» » » Gregory Funding

Solution 2: LBB – Lease–BuyBack

An innovative and successful solution if your home has little or no equity

We are proud to offer this unique way out of foreclosure. Here is how it works:

  • FC Help buys your house. The purchase sometimes involves a "short sale" in which the lender agrees to accept less than the amount owed to release their lien (Click here to understand liens).
  • You stay in your home, paying rent while you get back on your financial feet. Your rent is usually less than your mortgage payment.
  • If you wish, you may repurchase your home at any time within the first two years following our purchase. We will even help you buy the house back with a mortgage from our mortgage company, Gregory Funding. Your re-purchase price is guaranteed at the time we buy your house.

It is a win-win situation with many benefits. Most importantly: YOU STAY IN YOUR HOME and have the right to buy it back if you want to. Contact us to learn more about this solution.

» » » Success Stories